{"id":1369,"date":"2026-07-16T13:50:58","date_gmt":"2026-07-16T13:50:58","guid":{"rendered":"https:\/\/komatax.pl\/?p=1369"},"modified":"2026-08-18T11:55:42","modified_gmt":"2026-08-18T09:55:42","slug":"najczestsze-bledy-przedsiebiorcow-przy-prowadzeniu","status":"publish","type":"post","link":"https:\/\/komatax.pl\/en\/najczestsze-bledy-przedsiebiorcow-przy-prowadzeniu\/","title":{"rendered":"The most common mistakes made by entrepreneurs when running"},"content":{"rendered":"<style>.kb-row-layout-id1369_73a831-4f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1369_73a831-4f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1369_73a831-4f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-bottom:80px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1369_73a831-4f > .kt-row-layout-overlay{opacity:0.60;}@media all and (max-width: 1024px){.kb-row-layout-id1369_73a831-4f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1369_73a831-4f > .kt-row-column-wrap{padding-top:60px;padding-bottom:60px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1369_73a831-4f alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col{display:flex;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col,.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_d5d1f1-31{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column1369_d5d1f1-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_d5d1f1-31\"><div class=\"kt-inside-inner-col\"><div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/komatax.pl\/\">Strona g\u0142\u00f3wna<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">Najcz\u0119stsze b\u0142\u0119dy przedsi\u0119biorc\u00f3w przy prowadzeniu<\/span><\/span><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b, .wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b[data-kb-block=\"kb-adv-heading1369_1b2171-0b\"]{max-width:1000px;margin-right:auto;margin-left:auto;padding-top:0px;margin-top:20px;text-align:center;font-size:62px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b[data-kb-block=\"kb-adv-heading1369_1b2171-0b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b[data-kb-block=\"kb-adv-heading1369_1b2171-0b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b, .wp-block-kadence-advancedheading.kt-adv-heading1369_1b2171-0b[data-kb-block=\"kb-adv-heading1369_1b2171-0b\"]{font-size:32px;}}<\/style>\n<h1 class=\"kt-adv-heading1369_1b2171-0b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_1b2171-0b\"><strong><strong><strong>Najcz\u0119stsze b\u0142\u0119dy przedsi\u0119biorc\u00f3w przy prowadzeniu firmy &#8211; jak ich unika\u0107?<\/strong><\/strong><\/strong><\/h1>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id1369_1b7b8d-dc > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1369_1b7b8d-dc > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1369_1b7b8d-dc > .kt-row-column-wrap{column-gap:60px;max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-bottom:80px;grid-template-columns:minmax(0, calc(70% - ((60px * 1 )\/2)))minmax(0, calc(30% - ((60px * 1 )\/2)));}.kb-row-layout-id1369_1b7b8d-dc > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1369_1b7b8d-dc > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1369_1b7b8d-dc > .kt-row-column-wrap{padding-top:60px;padding-bottom:60px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1369_1b7b8d-dc alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column1369_e56d18-20 > .kt-inside-inner-col,.kadence-column1369_e56d18-20 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_e56d18-20 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_e56d18-20 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_e56d18-20 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_e56d18-20 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_e56d18-20{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_e56d18-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_e56d18-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_e56d18-20\"><div class=\"kt-inside-inner-col\"><style>.kb-image1369_905fd3-6a .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1369_905fd3-6a size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land169\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/Artykul-nr-12-1-1-1024x538.webp\" alt=\"Ilustracja do artyku\u0142u: Najcz\u0119stsze b\u0142\u0119dy przedsi\u0119biorc\u00f3w przy prowadzeniu\" class=\"kb-img wp-image-1371\" srcset=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/Artykul-nr-12-1-1-1024x538.webp 1024w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/Artykul-nr-12-1-1-300x158.webp 300w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/Artykul-nr-12-1-1-768x403.webp 768w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/Artykul-nr-12-1-1.webp 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f, .wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f[data-kb-block=\"kb-adv-heading1369_32fbfd-9f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f[data-kb-block=\"kb-adv-heading1369_32fbfd-9f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_32fbfd-9f[data-kb-block=\"kb-adv-heading1369_32fbfd-9f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_32fbfd-9f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_32fbfd-9f\">Wi\u0119kszo\u015b\u0107 b\u0142\u0119d\u00f3w, kt\u00f3re kosztuj\u0105 przedsi\u0119biorc\u00f3w pieni\u0105dze, czas i nerwy, nie wynika ze z\u0142ej woli ani z braku wiedzy specjalistycznej. Wynikaj\u0105 z nawyk\u00f3w, kt\u00f3re na pocz\u0105tku wydaj\u0105 si\u0119 niegro\u017ane &#8211; i przez lata narastaj\u0105 w problemy.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94, .wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94[data-kb-block=\"kb-adv-heading1369_db3927-94\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94[data-kb-block=\"kb-adv-heading1369_db3927-94\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_db3927-94[data-kb-block=\"kb-adv-heading1369_db3927-94\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_db3927-94 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_db3927-94\">Przez lata wsp\u00f3\u0142pracy z przedsi\u0119biorcami w KoMa Tax widzimy te same wzorce. Mieszanie pieni\u0119dzy firmowych z prywatnymi. Brak rezerwy na podatek, kt\u00f3ry &#8222;zaskakuje&#8221; w marcu. Dokumenty przekazywane do biura w ostatniej chwili albo wcale. Forma opodatkowania dobrana przy rejestracji firmy, nigdy nieprzejrzana od nowa. Ten artyku\u0142 nie jest teori\u0105. To lista konkretnych b\u0142\u0119d\u00f3w &#8211; z wyja\u015bnieniem, dlaczego s\u0105 gro\u017ane i co zrobi\u0107, \u017ceby je wyeliminowa\u0107.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c, .wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c[data-kb-block=\"kb-adv-heading1369_fe7241-1c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c[data-kb-block=\"kb-adv-heading1369_fe7241-1c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_fe7241-1c[data-kb-block=\"kb-adv-heading1369_fe7241-1c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1369_fe7241-1c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_fe7241-1c\">Spis tre\u015bci<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#bledy-finansowe\">B\u0142\u0119dy finansowe i podatkowe<\/a><\/li>\n\n\n\n<li><a href=\"#bledy-dokumentacja\">B\u0142\u0119dy w dokumentacji i organizacji<\/a><\/li>\n\n\n\n<li><a href=\"#bledy-strategiczne\">B\u0142\u0119dy strategiczne i zarz\u0105dcze<\/a><\/li>\n\n\n\n<li><a href=\"#nawyki\">Jak zbudowa\u0107 nawyki, kt\u00f3re chroni\u0105 firm\u0119?<\/a><\/li>\n\n\n\n<li><a href=\"#koniec\">Podsumowanie<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">FAQ<\/a><\/li>\n<\/ol>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c[data-kb-block=\"kb-adv-heading1369_3e5b66-6c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c[data-kb-block=\"kb-adv-heading1369_3e5b66-6c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e5b66-6c[data-kb-block=\"kb-adv-heading1369_3e5b66-6c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"bledy-finansowe\" class=\"kt-adv-heading1369_3e5b66-6c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_3e5b66-6c\"><strong><strong><strong>B\u0142\u0119dy finansowe i podatkowe<\/strong><\/strong><\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd, .wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd[data-kb-block=\"kb-adv-heading1369_42b0ef-bd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd[data-kb-block=\"kb-adv-heading1369_42b0ef-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_42b0ef-bd[data-kb-block=\"kb-adv-heading1369_42b0ef-bd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"czym-jest\" class=\"kt-adv-heading1369_42b0ef-bd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_42b0ef-bd\"><strong><strong><strong><strong>B\u0142\u0105d #1: Mieszanie finans\u00f3w prywatnych z firmowymi<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d, .wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d[data-kb-block=\"kb-adv-heading1369_641ade-1d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d[data-kb-block=\"kb-adv-heading1369_641ade-1d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_641ade-1d[data-kb-block=\"kb-adv-heading1369_641ade-1d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_641ade-1d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_641ade-1d\">To prawdopodobnie najcz\u0119stszy b\u0142\u0105d w\u015br\u00f3d os\u00f3b prowadz\u0105cych jednoosobow\u0105 dzia\u0142alno\u015b\u0107 gospodarcz\u0105. Jedno konto bankowe &#8211; do op\u0142acania i rachunk\u00f3w firmowych, i zakup\u00f3w prywatnych. Jeden portfel, z kt\u00f3rego wychodz\u0105 i faktury, i zakupy w Biedronce.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19, .wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19[data-kb-block=\"kb-adv-heading1369_89ed10-19\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19[data-kb-block=\"kb-adv-heading1369_89ed10-19\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_89ed10-19[data-kb-block=\"kb-adv-heading1369_89ed10-19\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_89ed10-19 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_89ed10-19\">Skutki s\u0105 wielowymiarowe. Po pierwsze &#8211; brak kontroli nad rentowno\u015bci\u0105 firmy. Je\u015bli nie wiesz, co jest kosztem firmowym, a co prywatnym, nie wiesz, czy firma zarabia. Po drugie &#8211; problemy przy rozliczeniu podatku: co wrzuci\u0107 w koszty, a czego nie? Po trzecie &#8211; w razie kontroli skarbowej trudno udowodni\u0107 firmowy charakter wydatku z konta, z kt\u00f3rego p\u0142aci\u0142e\u015b te\u017c za wakacje.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8, .wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8[data-kb-block=\"kb-adv-heading1369_869428-f8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8[data-kb-block=\"kb-adv-heading1369_869428-f8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_869428-f8[data-kb-block=\"kb-adv-heading1369_869428-f8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_869428-f8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_869428-f8\">Rozwi\u0105zanie jest proste i nie kosztuje nic: oddzielne konto bankowe tylko do dzia\u0142alno\u015bci gospodarczej. Ka\u017cda wp\u0142ata od klienta trafia na to konto. Ka\u017cdy koszt firmowy jest p\u0142acony z tego konta. Raz w miesi\u0105cu &#8222;wyp\u0142acasz sobie pensj\u0119&#8221; &#8211; przelewasz okre\u015blon\u0105 kwot\u0119 na konto prywatne. Koniec zamieszania.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a, .wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a[data-kb-block=\"kb-adv-heading1369_096cbc-5a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a[data-kb-block=\"kb-adv-heading1369_096cbc-5a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_096cbc-5a[data-kb-block=\"kb-adv-heading1369_096cbc-5a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"czym-jest\" class=\"kt-adv-heading1369_096cbc-5a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_096cbc-5a\"><strong><strong><strong><strong>B\u0142\u0105d #2: Brak rezerwy na podatek i ZUS<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34, .wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34[data-kb-block=\"kb-adv-heading1369_1ade24-34\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34[data-kb-block=\"kb-adv-heading1369_1ade24-34\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_1ade24-34[data-kb-block=\"kb-adv-heading1369_1ade24-34\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_1ade24-34 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_1ade24-34\">Podatek dochodowy jest p\u0142atny z do\u0142u &#8211; cz\u0119sto miesi\u0119cznie jako zaliczka, ale realne rozliczenie nast\u0119puje przy zeznaniu rocznym. Wielu przedsi\u0119biorc\u00f3w traktuje pieni\u0105dze na koncie jak &#8222;swoje&#8221; i wydaje je na bie\u017c\u0105co. Potem przychodzi marzec, termin z\u0142o\u017cenia PIT, i okazuje si\u0119, \u017ce na zap\u0142acenie podatku nie ma \u015brodk\u00f3w.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31, .wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31[data-kb-block=\"kb-adv-heading1369_c44a9f-31\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31[data-kb-block=\"kb-adv-heading1369_c44a9f-31\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_c44a9f-31[data-kb-block=\"kb-adv-heading1369_c44a9f-31\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_c44a9f-31 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_c44a9f-31\">Podobna pu\u0142apka dotyczy ZUS. Sk\u0142adki ZUS to sta\u0142y miesi\u0119czny koszt &#8211; ale je\u015bli nie s\u0105 wydzielone z przychodu od razu, \u0142atwo o nich &#8222;zapomnie\u0107&#8221; w gor\u0105cym miesi\u0105cu sprzeda\u017cowym.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f, .wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f[data-kb-block=\"kb-adv-heading1369_59c4a6-8f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f[data-kb-block=\"kb-adv-heading1369_59c4a6-8f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_59c4a6-8f[data-kb-block=\"kb-adv-heading1369_59c4a6-8f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_59c4a6-8f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_59c4a6-8f\">Prosty nawyk: gdy wp\u0142ywa przych\u00f3d, odk\u0142adaj od razu okre\u015blony procent na oddzielne subkonto &#8222;podatki i ZUS&#8221;. Dok\u0142adny procent zale\u017cy od formy opodatkowania &#8211; w przybli\u017ceniu 20-25% przy podatku liniowym lub skali, mniej przy korzystnych stawkach rycza\u0142tu. Biuro rachunkowe mo\u017ce pom\u00f3c ustali\u0107 w\u0142a\u015bciwy poziom &#8222;rezerwy podatkowej&#8221; dla Twojej sytuacji.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"czym-jest\" class=\"kt-adv-heading1369_9eac90-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9eac90-20\"><strong><strong><strong><strong>B\u0142\u0105d #3: Z\u0142a forma opodatkowania, nigdy nieprzejrzana<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9eac90-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9eac90-20\">Rycza\u0142t, skala podatkowa, podatek liniowy &#8211; wyb\u00f3r formy opodatkowania ma ogromny wp\u0142yw na realne obci\u0105\u017cenie podatkowe firmy. Problem polega na tym, \u017ce wi\u0119kszo\u015b\u0107 przedsi\u0119biorc\u00f3w wybiera form\u0119 przy rejestracji dzia\u0142alno\u015bci &#8211; cz\u0119sto na podstawie rekomendacji znajomego lub przypadkowej lektury &#8211; i nigdy jej nie weryfikuje.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9eac90-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9eac90-20\">Tymczasem sytuacja firmy zmienia si\u0119: ro\u015bnie przych\u00f3d, pojawiaj\u0105 si\u0119 nowe koszty, zmienia si\u0119 bran\u017ca albo zakres dzia\u0142alno\u015bci. Forma opodatkowania optymalna przy przychodzie 80 tysi\u0119cy z\u0142otych rocznie mo\u017ce by\u0107 kosztowna przy 300 tysi\u0105cach.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9eac90-20[data-kb-block=\"kb-adv-heading1369_9eac90-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9eac90-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9eac90-20\">Zasada: raz w roku &#8211; najlepiej jesieni\u0105, przed up\u0142ywem terminu zmiany formy opodatkowania &#8211; warto przejrze\u0107 z biurem rachunkowym, czy aktualna forma jest nadal najkorzystniejsza. To kilkana\u015bcie minut rozmowy, kt\u00f3ra mo\u017ce prze\u0142o\u017cy\u0107 si\u0119 na kilka tysi\u0119cy z\u0142otych r\u00f3\u017cnicy w podatku.<\/p>\n\n\n<style>.kb-image1369_f08ea5-4e:not(.kb-image-is-ratio-size) .kb-img, .kb-image1369_f08ea5-4e.kb-image-is-ratio-size{padding-top:40px;}.kb-image1369_f08ea5-4e .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1369_f08ea5-4e size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land169\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/13091-1.webp\" alt=\"Chaotyczna dokumentacja firmowa - nieuporz\u0105dkowane faktury i paragony to jeden z najcz\u0119stszych b\u0142\u0119d\u00f3w przedsi\u0119biorc\u00f3w\" class=\"kb-img wp-image-1372\" srcset=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/13091-1.webp 1000w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/13091-1-300x200.webp 300w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/13091-1-768x512.webp 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01, .wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01[data-kb-block=\"kb-adv-heading1369_679007-01\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01[data-kb-block=\"kb-adv-heading1369_679007-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_679007-01[data-kb-block=\"kb-adv-heading1369_679007-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"bledy-dokumentacja\" class=\"kt-adv-heading1369_679007-01 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_679007-01\">B\u0142\u0119dy w dokumentacji i organizacji<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4, .wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4[data-kb-block=\"kb-adv-heading1369_196cf1-c4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4[data-kb-block=\"kb-adv-heading1369_196cf1-c4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_196cf1-c4[data-kb-block=\"kb-adv-heading1369_196cf1-c4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"czym-jest\" class=\"kt-adv-heading1369_196cf1-c4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_196cf1-c4\"><strong><strong><strong><strong><strong><strong>B\u0142\u0105d #4: Brak segregacji i archiwizacji dokument\u00f3w<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e, .wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e[data-kb-block=\"kb-adv-heading1369_9e6afc-9e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e[data-kb-block=\"kb-adv-heading1369_9e6afc-9e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9e6afc-9e[data-kb-block=\"kb-adv-heading1369_9e6afc-9e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9e6afc-9e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9e6afc-9e\">Faktury w szufladzie, paragony w kieszeni kurtki, wyci\u0105g bankowy gdzie\u015b w skrzynce mailowej &#8211; i wszystko to razem trafia do biura rachunkowego w ostatni dzie\u0144 miesi\u0105ca w jednej torbie. To scenariusz, kt\u00f3ry frustruje i przedsi\u0119biorc\u0119, i ksi\u0119gow\u0105, i generuje ryzyko b\u0142\u0119d\u00f3w w rozliczeniu.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65, .wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65[data-kb-block=\"kb-adv-heading1369_2b34f8-65\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65[data-kb-block=\"kb-adv-heading1369_2b34f8-65\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_2b34f8-65[data-kb-block=\"kb-adv-heading1369_2b34f8-65\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_2b34f8-65 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_2b34f8-65\">Dobre praktyki archiwizacji dokument\u00f3w firmowych nie musz\u0105 by\u0107 skomplikowane. Wystarczy prosty system: osobny segregator lub folder na faktury sprzeda\u017cy, osobny na koszty, osobny na wyci\u0105gi bankowe i umowy. Je\u015bli dokumenty s\u0105 elektroniczne &#8211; odpowiadaj\u0105ce im foldery na dysku lub w portalu Insert.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d, .wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d[data-kb-block=\"kb-adv-heading1369_263a53-2d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d[data-kb-block=\"kb-adv-heading1369_263a53-2d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_263a53-2d[data-kb-block=\"kb-adv-heading1369_263a53-2d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_263a53-2d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_263a53-2d\">Dokumenty nale\u017cy przechowywa\u0107 przez 5 lat od ko\u0144ca roku, w kt\u00f3rym up\u0142yn\u0105\u0142 termin p\u0142atno\u015bci podatku &#8211; to wym\u00f3g prawny. Firmy, kt\u00f3re nie maj\u0105 systemu archiwizacji, cz\u0119sto nie s\u0105 w stanie odtworzy\u0107 dokument\u00f3w przy kontroli skarbowej.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be, .wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be[data-kb-block=\"kb-adv-heading1369_44613e-be\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be[data-kb-block=\"kb-adv-heading1369_44613e-be\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_44613e-be[data-kb-block=\"kb-adv-heading1369_44613e-be\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"czym-jest\" class=\"kt-adv-heading1369_44613e-be wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_44613e-be\"><strong><strong><strong><strong><strong><strong><strong>B\u0142\u0105d #5: Brak pisemnych um\u00f3w z kontrahentami<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2, .wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2[data-kb-block=\"kb-adv-heading1369_0b27ce-c2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2[data-kb-block=\"kb-adv-heading1369_0b27ce-c2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_0b27ce-c2[data-kb-block=\"kb-adv-heading1369_0b27ce-c2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_0b27ce-c2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_0b27ce-c2\">&#8222;Dogadali\u015bmy si\u0119 ustnie&#8221;, &#8222;znamy si\u0119 od lat&#8221;, &#8222;napisa\u0142em maila, to chyba wystarczy&#8221;. To trzy zdania, kt\u00f3re brzmi\u0105 logicznie &#8211; i kt\u00f3re prowadz\u0105 do realnych problem\u00f3w, gdy co\u015b p\u00f3jdzie nie tak.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e, .wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e[data-kb-block=\"kb-adv-heading1369_5e1b09-8e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e[data-kb-block=\"kb-adv-heading1369_5e1b09-8e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_5e1b09-8e[data-kb-block=\"kb-adv-heading1369_5e1b09-8e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_5e1b09-8e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_5e1b09-8e\">Brak pisemnej umowy z kontrahentem oznacza brak dowodu na uzgodnione warunki wsp\u00f3\u0142pracy: cen\u0119, termin wykonania, zakres prac, warunki p\u0142atno\u015bci, kary umowne. W razie sporu &#8211; s\u0105d, windykacja, utrata nale\u017cno\u015bci.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a, .wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a[data-kb-block=\"kb-adv-heading1369_0ad4ea-6a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a[data-kb-block=\"kb-adv-heading1369_0ad4ea-6a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_0ad4ea-6a[data-kb-block=\"kb-adv-heading1369_0ad4ea-6a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_0ad4ea-6a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_0ad4ea-6a\">Umowa nie musi by\u0107 dokumentem prawniczym z dziesi\u0105tkami paragraf\u00f3w. Mo\u017ce by\u0107 prost\u0105 umow\u0105 o dzie\u0142o, umow\u0105 o \u015bwiadczenie us\u0142ug lub nawet dobrze sformu\u0142owanym mailem potwierdzaj\u0105cym warunki. Wa\u017cne, \u017ceby istnia\u0142a i \u017ceby obie strony j\u0105 zaakceptowa\u0142y.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07, .wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07[data-kb-block=\"kb-adv-heading1369_e7fca2-07\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07[data-kb-block=\"kb-adv-heading1369_e7fca2-07\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_e7fca2-07[data-kb-block=\"kb-adv-heading1369_e7fca2-07\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_e7fca2-07 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_e7fca2-07\">Dodatkowy aspekt podatkowy: odpowiednio sformu\u0142owana umowa pomaga te\u017c w kwalifikacji podatkowej transakcji &#8211; co jest kosztem, co przychodem, kiedy powstaje obowi\u0105zek podatkowy.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e, .wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e[data-kb-block=\"kb-adv-heading1369_c03585-0e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e[data-kb-block=\"kb-adv-heading1369_c03585-0e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_c03585-0e[data-kb-block=\"kb-adv-heading1369_c03585-0e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_c03585-0e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_c03585-0e\"><strong><strong>B\u0142\u0105d #6: Sp\u00f3\u017anione przekazywanie dokument\u00f3w do biura rachunkowego<\/strong><\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e, .wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e[data-kb-block=\"kb-adv-heading1369_fd27d5-1e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e[data-kb-block=\"kb-adv-heading1369_fd27d5-1e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_fd27d5-1e[data-kb-block=\"kb-adv-heading1369_fd27d5-1e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_fd27d5-1e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_fd27d5-1e\">Dokumenty za pa\u017adziernik dostarczone w grudniu. Faktura kosztowa &#8222;znaleziona&#8221; w szufladzie p\u00f3\u0142 roku po wystawieniu. Wyci\u0105g bankowy za sierpie\u0144 przekazany razem z dokumentami za listopad. To nie s\u0105 rzadkie sytuacje &#8211; to codzienno\u015b\u0107 wielu biur rachunkowych.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04[data-kb-block=\"kb-adv-heading1369_d7436e-04\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04[data-kb-block=\"kb-adv-heading1369_d7436e-04\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7436e-04[data-kb-block=\"kb-adv-heading1369_d7436e-04\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_d7436e-04 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_d7436e-04\">Skutki s\u0105 konkretne: faktura kosztowa nie uj\u0119ta w miesi\u0105cu wystawienia nie pomniejsza podatku za ten miesi\u0105c. Je\u015bli regularne op\u00f3\u017anienia powoduj\u0105, \u017ce rozliczenie jest zawsze &#8222;do ty\u0142u&#8221;, firma p\u0142aci wy\u017csze zaliczki podatkowe ni\u017c powinna.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88, .wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88[data-kb-block=\"kb-adv-heading1369_e96123-88\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88[data-kb-block=\"kb-adv-heading1369_e96123-88\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_e96123-88[data-kb-block=\"kb-adv-heading1369_e96123-88\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_e96123-88 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_e96123-88\">Rozwi\u0105zanie: ustal z biurem rachunkowym sta\u0142y termin przekazywania dokument\u00f3w &#8211; najlepiej do 5.-7. dnia nast\u0119pnego miesi\u0105ca. Wpisz go do kalendarza jako cykliczne zadanie. Je\u015bli korzystasz z portalu Insert, wgrywaj dokumenty na bie\u017c\u0105co zaraz po ich otrzymaniu &#8211; zamiast odk\u0142ada\u0107 na koniec miesi\u0105ca.<\/p>\n\n\n<style>.kb-image1369_f49f07-5e:not(.kb-image-is-ratio-size) .kb-img, .kb-image1369_f49f07-5e.kb-image-is-ratio-size{padding-top:40px;}.kb-image1369_f49f07-5e .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1369_f49f07-5e size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land169\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/165440-1.webp\" alt=\"Przedsi\u0119biorca analizuje strategiczne b\u0142\u0119dy w prowadzeniu firmy z doradc\u0105 - planowanie finansowe i organizacja\" class=\"kb-img wp-image-1373\" srcset=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/165440-1.webp 1000w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/165440-1-300x200.webp 300w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/165440-1-768x512.webp 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9, .wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9[data-kb-block=\"kb-adv-heading1369_4d4418-a9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9[data-kb-block=\"kb-adv-heading1369_4d4418-a9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_4d4418-a9[data-kb-block=\"kb-adv-heading1369_4d4418-a9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"bledy-strategiczne\" class=\"kt-adv-heading1369_4d4418-a9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_4d4418-a9\"><strong><strong>B\u0142\u0119dy strategiczne i zarz\u0105dcze<\/strong><\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88, .wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88[data-kb-block=\"kb-adv-heading1369_918132-88\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88[data-kb-block=\"kb-adv-heading1369_918132-88\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_918132-88[data-kb-block=\"kb-adv-heading1369_918132-88\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_918132-88 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_918132-88\"><strong>B\u0142\u0105d #7: Ignorowanie termin\u00f3w podatkowych i ZUS<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a, .wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a[data-kb-block=\"kb-adv-heading1369_1613bf-1a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a[data-kb-block=\"kb-adv-heading1369_1613bf-1a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_1613bf-1a[data-kb-block=\"kb-adv-heading1369_1613bf-1a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_1613bf-1a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_1613bf-1a\">Zaliczka na PIT do 20. dnia miesi\u0105ca, JPK_VAT do 25. dnia, sk\u0142adki ZUS do 20. (lub 15.) dnia nast\u0119pnego miesi\u0105ca &#8211; i kilkana\u015bcie innych termin\u00f3w przez rok. Sp\u00f3\u017anienie z ka\u017cdym z nich to odsetki za zw\u0142ok\u0119. Regularne sp\u00f3\u017anienia to te\u017c sygna\u0142 dla urz\u0119du skarbowego, kt\u00f3ry mo\u017ce zainteresowa\u0107 si\u0119 firm\u0105 bli\u017cej.<br><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81, .wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81[data-kb-block=\"kb-adv-heading1369_83738a-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81[data-kb-block=\"kb-adv-heading1369_83738a-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_83738a-81[data-kb-block=\"kb-adv-heading1369_83738a-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_83738a-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_83738a-81\">Zaleg\u0142o\u015bci podatkowe i sk\u0142adkowe narastaj\u0105 szybko. Odsetki ustawowe za zw\u0142ok\u0119 w podatkach wynosz\u0105 obecnie 14,5% rocznie, co przy zaleg\u0142o\u015bci utrzymywanej miesi\u0105cami staje si\u0119 odczuwalnym dodatkowym kosztem.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7, .wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7[data-kb-block=\"kb-adv-heading1369_8f3ff5-e7\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7[data-kb-block=\"kb-adv-heading1369_8f3ff5-e7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_8f3ff5-e7[data-kb-block=\"kb-adv-heading1369_8f3ff5-e7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_8f3ff5-e7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_8f3ff5-e7\">Praktyczne rozwi\u0105zanie: popro\u015b biuro rachunkowe o list\u0119 termin\u00f3w obowi\u0105zuj\u0105cych Twoj\u0105 firm\u0119 w ci\u0105gu roku &#8211; z datami i kwotami (szacunkowymi). To jeden dokument, kt\u00f3ry daje pe\u0142ny obraz zobowi\u0105za\u0144. Nast\u0119pnie ustaw powiadomienia w kalendarzu na kilka dni przed ka\u017cdym terminem. Biuro mo\u017ce te\u017c samodzielnie pilnowa\u0107 termin\u00f3w i informowa\u0107 Ci\u0119 z wyprzedzeniem &#8211; zapytaj, czy taka us\u0142uga jest w zakresie wsp\u00f3\u0142pracy.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98, .wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98[data-kb-block=\"kb-adv-heading1369_a60d41-98\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98[data-kb-block=\"kb-adv-heading1369_a60d41-98\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_a60d41-98[data-kb-block=\"kb-adv-heading1369_a60d41-98\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_a60d41-98 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_a60d41-98\"><strong>B\u0142\u0105d #8: Zbyt p\u00f3\u017ana reakcja na problemy z p\u0142ynno\u015bci\u0105<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a, .wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a[data-kb-block=\"kb-adv-heading1369_e055b8-4a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a[data-kb-block=\"kb-adv-heading1369_e055b8-4a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_e055b8-4a[data-kb-block=\"kb-adv-heading1369_e055b8-4a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_e055b8-4a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_e055b8-4a\">P\u0142ynno\u015b\u0107 finansowa to zdolno\u015b\u0107 firmy do regulowania bie\u017c\u0105cych zobowi\u0105za\u0144. Firma mo\u017ce by\u0107 rentowna na papierze &#8211; mie\u0107 zyski w rozliczeniu rocznym &#8211; i jednocze\u015bnie mie\u0107 problemy z p\u0142atno\u015bci\u0105 faktury za pr\u0105d, bo kontrahenci p\u0142ac\u0105 z 60-dniowym op\u00f3\u017anieniem.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e[data-kb-block=\"kb-adv-heading1369_3e6123-7e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e[data-kb-block=\"kb-adv-heading1369_3e6123-7e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_3e6123-7e[data-kb-block=\"kb-adv-heading1369_3e6123-7e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_3e6123-7e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_3e6123-7e\">Problem z p\u0142ynno\u015bci\u0105 rzadko pojawia si\u0119 nagle. Zazwyczaj narasta\u0142 przez miesi\u0105ce: rosn\u0105ce przeterminowane nale\u017cno\u015bci od klient\u00f3w, zbyt kr\u00f3tkie terminy p\u0142atno\u015bci u dostawc\u00f3w, sezonowe wahania przychodu bez odpowiedniej rezerwy. Wi\u0119kszo\u015b\u0107 przedsi\u0119biorc\u00f3w zaczyna dzia\u0142a\u0107, gdy jest ju\u017c powa\u017cny kryzys &#8211; zamiast reagowa\u0107 na pierwsze sygna\u0142y.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06, .wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06[data-kb-block=\"kb-adv-heading1369_cb6570-06\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06[data-kb-block=\"kb-adv-heading1369_cb6570-06\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_cb6570-06[data-kb-block=\"kb-adv-heading1369_cb6570-06\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_cb6570-06 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_cb6570-06\">Pierwsze sygna\u0142y to: rosn\u0105ca liczba faktur przeterminowanych o wi\u0119cej ni\u017c 30 dni, konieczno\u015b\u0107 op\u00f3\u017aniania w\u0142asnych p\u0142atno\u015bci, zaci\u0105ganie kredyt\u00f3w na bie\u017c\u0105c\u0105 dzia\u0142alno\u015b\u0107 operacyjn\u0105. Je\u015bli te sygna\u0142y pojawiaj\u0105 si\u0119 regularnie, warto om\u00f3wi\u0107 sytuacj\u0119 z biurem rachunkowym &#8211; analiza przep\u0142yw\u00f3w pieni\u0119\u017cnych mo\u017ce wskaza\u0107, gdzie jest \u017ar\u00f3d\u0142o problemu.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_ffd1a1-85 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"><strong>B\u0142\u0105d #9: Pr\u00f3ba robienia wszystkiego samemu &#8211; w tym ksi\u0119gowo\u015bci<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_ffd1a1-85 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_ffd1a1-85\">Przedsi\u0119biorcy z natury s\u0105 samodzielni. To cecha, kt\u00f3ra pomaga za\u0142o\u017cy\u0107 firm\u0119 &#8211; i kt\u00f3ra potem bywa pu\u0142apk\u0105. Samodzielne prowadzenie ksi\u0119gowo\u015bci przez osob\u0119 bez przygotowania podatkowego to jeden z cz\u0119stszych \u017ar\u00f3de\u0142 problem\u00f3w.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_ffd1a1-85[data-kb-block=\"kb-adv-heading1369_ffd1a1-85\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_ffd1a1-85 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_ffd1a1-85\">Polskie przepisy podatkowe zmieniaj\u0105 si\u0119 kilka lub kilkana\u015bcie razy w roku. KSeF, JPK_CIT, zmiany w sk\u0142adkach ZUS, nowe interpretacje przepis\u00f3w &#8211; \u015bledzenie tego na bie\u017c\u0105co przy jednoczesnym prowadzeniu biznesu jest po prostu nierealne dla wi\u0119kszo\u015bci ma\u0142ych przedsi\u0119biorc\u00f3w. B\u0142\u0105d w deklaracji, pomijanie koszt\u00f3w, z\u0142a kwalifikacja transakcji &#8211; ka\u017cdy z tych b\u0142\u0119d\u00f3w mo\u017ce kosztowa\u0107 wi\u0119cej ni\u017c roczna obs\u0142uga biura rachunkowego.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14, .wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14[data-kb-block=\"kb-adv-heading1369_9484af-14\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14[data-kb-block=\"kb-adv-heading1369_9484af-14\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9484af-14[data-kb-block=\"kb-adv-heading1369_9484af-14\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9484af-14 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9484af-14\"><strong>Analogia<\/strong>: nikt rozs\u0105dny nie wykonuje sam sobie zabieg\u00f3w stomatologicznych, \u017ceby zaoszcz\u0119dzi\u0107. Delegowanie spraw podatkowych i ksi\u0119gowych do specjalist\u00f3w to inwestycja, nie koszt.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8, .wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8[data-kb-block=\"kb-adv-heading1369_9f3484-c8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8[data-kb-block=\"kb-adv-heading1369_9f3484-c8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9f3484-c8[data-kb-block=\"kb-adv-heading1369_9f3484-c8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"nawyki\" class=\"kt-adv-heading1369_9f3484-c8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9f3484-c8\"><strong><strong>Jak zbudowa\u0107 nawyki, kt\u00f3re chroni\u0105 firm\u0119?<\/strong><\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0, .wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0[data-kb-block=\"kb-adv-heading1369_144dae-c0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0[data-kb-block=\"kb-adv-heading1369_144dae-c0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_144dae-c0[data-kb-block=\"kb-adv-heading1369_144dae-c0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_144dae-c0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_144dae-c0\"><strong>Regularne przegl\u0105dy finansowe &#8211; cho\u0107by raz w miesi\u0105cu<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95, .wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95[data-kb-block=\"kb-adv-heading1369_9819e2-95\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95[data-kb-block=\"kb-adv-heading1369_9819e2-95\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_9819e2-95[data-kb-block=\"kb-adv-heading1369_9819e2-95\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_9819e2-95 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_9819e2-95\">Nie trzeba codziennie analizowa\u0107 raport\u00f3w finansowych. Wystarczy raz w miesi\u0105cu &#8211; najlepiej po otrzymaniu od biura rachunkowego rozliczenia za poprzedni miesi\u0105c &#8211; po\u015bwi\u0119ci\u0107 20-30 minut na przegl\u0105d trzech liczb: przych\u00f3d, koszty, wynik. Czy przychody rosn\u0105 zgodnie z planem? Czy koszty s\u0105 pod kontrol\u0105? Czy wynik jest taki, jakiego oczekiwa\u0142em?<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d, .wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d[data-kb-block=\"kb-adv-heading1369_352391-8d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d[data-kb-block=\"kb-adv-heading1369_352391-8d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_352391-8d[data-kb-block=\"kb-adv-heading1369_352391-8d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_352391-8d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_352391-8d\">Regularne przegl\u0105danie tych danych pozwala wy\u0142apa\u0107 odchylenia wcze\u015bnie &#8211; zanim stan\u0105 si\u0119 kryzysem.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de, .wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de[data-kb-block=\"kb-adv-heading1369_2c0f26-de\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de[data-kb-block=\"kb-adv-heading1369_2c0f26-de\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_2c0f26-de[data-kb-block=\"kb-adv-heading1369_2c0f26-de\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_2c0f26-de wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_2c0f26-de\"><strong>Roczna rozmowa z biurem rachunkowym o optymalizacji<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04[data-kb-block=\"kb-adv-heading1369_e1118c-04\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04[data-kb-block=\"kb-adv-heading1369_e1118c-04\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1118c-04[data-kb-block=\"kb-adv-heading1369_e1118c-04\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_e1118c-04 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_e1118c-04\">Dobra wsp\u00f3\u0142praca z biurem rachunkowym to nie tylko miesi\u0119czne dostarczanie dokument\u00f3w i odbieranie deklaracji. To te\u017c coroczna rozmowa o tym, czy forma opodatkowania nadal si\u0119 op\u0142aca, czy mo\u017cna zoptymalizowa\u0107 koszty, czy zbli\u017caj\u0105ce si\u0119 zmiany przepis\u00f3w wymagaj\u0105 jakich\u015b dzia\u0142a\u0144 z wyprzedzeniem.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80, .wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80[data-kb-block=\"kb-adv-heading1369_3da7e7-80\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80[data-kb-block=\"kb-adv-heading1369_3da7e7-80\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_3da7e7-80[data-kb-block=\"kb-adv-heading1369_3da7e7-80\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_3da7e7-80 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_3da7e7-80\">Warto raz w roku &#8211; najlepiej w IV kwartale &#8211; zarezerwowa\u0107 kilkana\u015bcie minut na t\u0119 rozmow\u0119. Je\u015bli biuro rachunkowe nie inicjuje takich przegl\u0105d\u00f3w, zapytaj sam.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69, .wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69[data-kb-block=\"kb-adv-heading1369_055a39-69\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69[data-kb-block=\"kb-adv-heading1369_055a39-69\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_055a39-69[data-kb-block=\"kb-adv-heading1369_055a39-69\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"podsumowanie\" class=\"kt-adv-heading1369_055a39-69 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_055a39-69\"><strong>System dokument\u00f3w zamiast &#8222;jako\u015b to b\u0119dzie&#8221;<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b, .wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b[data-kb-block=\"kb-adv-heading1369_addc8c-6b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b[data-kb-block=\"kb-adv-heading1369_addc8c-6b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_addc8c-6b[data-kb-block=\"kb-adv-heading1369_addc8c-6b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_addc8c-6b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_addc8c-6b\">Ka\u017cda firma, nawet jednoosobowa, potrzebuje prostego systemu obiegu dokument\u00f3w. Gdzie trafiaj\u0105 faktury sprzeda\u017cy? Jak s\u0105 przechowywane koszty? Kto podpisuje umowy i gdzie s\u0105 archiwizowane? Te zasady mog\u0105 by\u0107 bardzo proste &#8211; ale musz\u0105 istnie\u0107.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e, .wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e[data-kb-block=\"kb-adv-heading1369_5240bd-7e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e[data-kb-block=\"kb-adv-heading1369_5240bd-7e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_5240bd-7e[data-kb-block=\"kb-adv-heading1369_5240bd-7e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_5240bd-7e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_5240bd-7e\">System nie musi by\u0107 zaawansowany. Mo\u017ce to by\u0107 folder na dysku z podfoldery per miesi\u0105c i kategoria, dost\u0119p do portalu Insert od biura rachunkowego i nawyk skanowania dokument\u00f3w zaraz po ich otrzymaniu. Wa\u017cne, \u017ceby by\u0142 stosowany konsekwentnie &#8211; nie tylko w miesi\u0105cach, gdy o tym pami\u0119tamy.<\/p>\n\n\n<style>.kb-image1369_255aa7-fd:not(.kb-image-is-ratio-size) .kb-img, .kb-image1369_255aa7-fd.kb-image-is-ratio-size{padding-top:40px;}.kb-image1369_255aa7-fd .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1369_255aa7-fd size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land169\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/21254-1.webp\" alt=\"Przedsi\u0119biorca buduj\u0105cy dobre nawyki finansowe w firmie - organizacja, planowanie i regularne przegl\u0105dy\" class=\"kb-img wp-image-1374\" srcset=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/21254-1.webp 1000w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/21254-1-300x200.webp 300w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/07\/21254-1-768x511.webp 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e, .wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e[data-kb-block=\"kb-adv-heading1369_41aba1-5e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e[data-kb-block=\"kb-adv-heading1369_41aba1-5e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_41aba1-5e[data-kb-block=\"kb-adv-heading1369_41aba1-5e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"koniec\" class=\"kt-adv-heading1369_41aba1-5e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_41aba1-5e\">Podsumowanie<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c[data-kb-block=\"kb-adv-heading1369_e1a4b2-0c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c[data-kb-block=\"kb-adv-heading1369_e1a4b2-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_e1a4b2-0c[data-kb-block=\"kb-adv-heading1369_e1a4b2-0c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_e1a4b2-0c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_e1a4b2-0c\">Wi\u0119kszo\u015b\u0107 b\u0142\u0119d\u00f3w, kt\u00f3re opisali\u015bmy, nie wymaga du\u017cych nak\u0142ad\u00f3w czasu ani pieni\u0119dzy, \u017ceby je wyeliminowa\u0107. Wymaga przede wszystkim \u015bwiadomo\u015bci i regularno\u015bci. Oddzielne konto bankowe, rezerwa na podatki, termin przekazywania dokument\u00f3w do biura &#8211; to nawyki, kt\u00f3re mo\u017cna wdro\u017cy\u0107 w ci\u0105gu jednego tygodnia.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97, .wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97[data-kb-block=\"kb-adv-heading1369_b5a168-97\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97[data-kb-block=\"kb-adv-heading1369_b5a168-97\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_b5a168-97[data-kb-block=\"kb-adv-heading1369_b5a168-97\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_b5a168-97 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_b5a168-97\"><strong>Trzy zmiany, kt\u00f3re mo\u017cesz wprowadzi\u0107 od zaraz:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Otw\u00f3rz oddzielne konto bankowe do dzia\u0142alno\u015bci i przenie\u015b na nie wszystkie p\u0142atno\u015bci firmowe. Od dzi\u015b &#8211; \u017cadnych wydatk\u00f3w firmowych z konta prywatnego.<\/li>\n\n\n\n<li>Ustal z biurem rachunkowym sta\u0142y termin przekazywania dokument\u00f3w i wpisz go do kalendarza na ca\u0142y rok.<\/li>\n\n\n\n<li>Zaplanuj na IV kwarta\u0142 rozmow\u0119 z biurem rachunkowym o przegl\u0105dzie formy opodatkowania i najwa\u017cniejszych zmianach przepis\u00f3w na kolejny rok.<\/li>\n<\/ol>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6[data-kb-block=\"kb-adv-heading1369_d7138b-a6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6[data-kb-block=\"kb-adv-heading1369_d7138b-a6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_d7138b-a6[data-kb-block=\"kb-adv-heading1369_d7138b-a6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_d7138b-a6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_d7138b-a6\">Je\u015bli nie masz jeszcze pewno\u015bci, czy Twoja firma jest prowadzona optymalnie pod wzgl\u0119dem podatkowym i formalnym &#8211; skontaktuj si\u0119 z nami. W KoMa Tax ch\u0119tnie zrobimy taki przegl\u0105d razem z Tob\u0105.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb, .wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb[data-kb-block=\"kb-adv-heading1369_15a833-fb\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb[data-kb-block=\"kb-adv-heading1369_15a833-fb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_15a833-fb[data-kb-block=\"kb-adv-heading1369_15a833-fb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 id=\"faq\" class=\"kt-adv-heading1369_15a833-fb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_15a833-fb\">FAQ, Najcz\u0119\u015bciej zadawane pytania<\/h2>\n\n\n<style>.kt-accordion-id1369_0a513a-c7 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:20px;}.kt-accordion-id1369_0a513a-c7 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette1, #3182CE);border-right:1px solid var(--global-palette1, #3182CE);border-bottom:1px solid var(--global-palette1, #3182CE);border-left:1px solid var(--global-palette1, #3182CE);border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);color:var(--global-palette4, #2D3748);padding-top:13px;padding-right:13px;padding-bottom:13px;padding-left:20px;}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette1, #3182CE);background:var(--global-palette8, #F7FAFC);border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-id1369_0a513a-c7 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id1369_0a513a-c7:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 1024px){.kt-accordion-id1369_0a513a-c7 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette1, #3182CE);border-right:1px solid var(--global-palette1, #3182CE);border-bottom:1px solid var(--global-palette1, #3182CE);border-left:1px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 1024px){.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7 .kt-blocks-accordion-header:focus-visible{border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}}@media all and (max-width: 1024px){.kt-accordion-id1369_0a513a-c7 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}}@media all and (max-width: 767px){.kt-accordion-id1369_0a513a-c7 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id1369_0a513a-c7 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:20px;}.kt-accordion-id1369_0a513a-c7 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette1, #3182CE);border-right:1px solid var(--global-palette1, #3182CE);border-bottom:1px solid var(--global-palette1, #3182CE);border-left:1px solid var(--global-palette1, #3182CE);}.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id1369_0a513a-c7 .kt-blocks-accordion-header:focus-visible{border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}.kt-accordion-id1369_0a513a-c7 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id1369_0a513a-c7 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:1px solid var(--global-palette8, #F7FAFC);border-right:1px solid var(--global-palette8, #F7FAFC);border-bottom:1px solid var(--global-palette8, #F7FAFC);border-left:1px solid var(--global-palette8, #F7FAFC);}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id1369_0a513a-c7 kt-accordion-has-9-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane1369_bf3a4e-4f\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>1. Czy musz\u0119 mie\u0107 oddzielne konto bankowe do dzia\u0142alno\u015bci gospodarczej?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95, .wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95[data-kb-block=\"kb-adv-heading1369_d0a5a6-95\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95[data-kb-block=\"kb-adv-heading1369_d0a5a6-95\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_d0a5a6-95[data-kb-block=\"kb-adv-heading1369_d0a5a6-95\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_d0a5a6-95 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_d0a5a6-95\">Dla jednoosobowej dzia\u0142alno\u015bci gospodarczej oddzielne konto firmowe nie jest obowi\u0105zkowe prawnie &#8211; ale jest absolutnie zalecane z praktycznych wzgl\u0119d\u00f3w. Bez oddzielnego konta nie masz czytelnego obrazu finans\u00f3w firmy, masz problem z udokumentowaniem koszt\u00f3w firmowych i ryzykujesz zamieszanie przy kontroli skarbowej. Konto firmowe w wi\u0119kszo\u015bci bank\u00f3w kosztuje kilkana\u015bcie z\u0142otych miesi\u0119cznie &#8211; to jeden z najta\u0144szych i najwa\u017cniejszych porz\u0105dk\u00f3w organizacyjnych w firmie.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane1369_78c1b4-45\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>2. Jak cz\u0119sto powinienem zmienia\u0107 form\u0119 opodatkowania?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16, .wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16[data-kb-block=\"kb-adv-heading1369_ea7e52-16\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16[data-kb-block=\"kb-adv-heading1369_ea7e52-16\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_ea7e52-16[data-kb-block=\"kb-adv-heading1369_ea7e52-16\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_ea7e52-16 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_ea7e52-16\">Zmiany formy opodatkowania mo\u017cna dokona\u0107 raz w roku &#8211; do 20 lutego danego roku albo do 20. dnia miesi\u0105ca nast\u0119puj\u0105cego po pierwszym miesi\u0105cu uzyskania przychodu. Zmiana powinna by\u0107 poprzedzona analiz\u0105: por\u00f3wnaniem rzeczywistego obci\u0105\u017cenia podatkowego przy r\u00f3\u017cnych formach, bior\u0105c pod uwag\u0119 aktualny poziom przychod\u00f3w, koszty i sytuacj\u0119 \u017cyciow\u0105 (np. ulga na dziecko mo\u017cliwa tylko przy skali podatkowej). Tak\u0105 analiz\u0119 najlepiej przeprowadzi\u0107 z biurem rachunkowym jesieni\u0105, \u017ceby mie\u0107 czas na podj\u0119cie decyzji przed terminem.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane1369_b1f415-0b\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>3. Co zrobi\u0107, je\u015bli mam zaleg\u0142o\u015bci podatkowe lub sk\u0142adki ZUS?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31, .wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31[data-kb-block=\"kb-adv-heading1369_aeabde-31\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31[data-kb-block=\"kb-adv-heading1369_aeabde-31\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_aeabde-31[data-kb-block=\"kb-adv-heading1369_aeabde-31\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_aeabde-31 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_aeabde-31\">Nie ukrywa\u0107 &#8211; to podstawowa zasada. Im d\u0142u\u017cej zaleg\u0142o\u015b\u0107 pozostaje nieuregulowana, tym wy\u017csze odsetki i tym wi\u0119ksze ryzyko egzekucji komorniczej. ZUS i urz\u0105d skarbowy oferuj\u0105 mo\u017cliwo\u015b\u0107 roz\u0142o\u017cenia zaleg\u0142o\u015bci na raty lub odroczenia terminu p\u0142atno\u015bci &#8211; ale wniosek trzeba z\u0142o\u017cy\u0107 samodzielnie, zanim organ zacznie post\u0119powanie egzekucyjne. Biuro rachunkowe mo\u017ce pom\u00f3c przygotowa\u0107 taki wniosek.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane1369_434ece-78\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>4. Czy samodzielne prowadzenie uproszczonej ksi\u0119gowo\u015bci (KPiR) jest bezpieczne?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65, .wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65[data-kb-block=\"kb-adv-heading1369_4ef83a-65\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65[data-kb-block=\"kb-adv-heading1369_4ef83a-65\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_4ef83a-65[data-kb-block=\"kb-adv-heading1369_4ef83a-65\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_4ef83a-65 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_4ef83a-65\">To zale\u017cy od poziomu wiedzy podatkowej i czasu, jaki mo\u017cna po\u015bwi\u0119ci\u0107 na \u015bledzenie przepis\u00f3w. Ewidencja przychod\u00f3w i koszt\u00f3w w KPiR technicznie nie jest skomplikowana &#8211; ale kwalifikacja podatkowa konkretnych wydatk\u00f3w, rozliczenie samochodu, delegacje, home office, zmieniaj\u0105ce si\u0119 limity i przepisy &#8211; to obszary, gdzie \u0142atwo o b\u0142\u0105d. Koszty b\u0142\u0119du (korekty, odsetki, ewentualne kary) cz\u0119sto przewy\u017cszaj\u0105 koszt obs\u0142ugi biura rachunkowego. Dla firmy z jakimkolwiek poziomem obrot\u00f3w wsp\u00f3\u0142praca z biurem to rozs\u0105dna inwestycja.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane1369_13275d-bf\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>5. Jakie dokumenty firmowe musz\u0119 przechowywa\u0107 i jak d\u0142ugo?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63, .wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63[data-kb-block=\"kb-adv-heading1369_be2b7a-63\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63[data-kb-block=\"kb-adv-heading1369_be2b7a-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_be2b7a-63[data-kb-block=\"kb-adv-heading1369_be2b7a-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_be2b7a-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_be2b7a-63\">Dokumenty podatkowe (faktury, wyci\u0105gi bankowe, umowy) &#8211; 5 lat od ko\u0144ca roku, w kt\u00f3rym up\u0142yn\u0105\u0142 termin p\u0142atno\u015bci podatku. Dokumenty pracownicze i ZUS &#8211; 10 lat (dla dokumentacji zatrudnionej od 2019 roku; starsze &#8211; 50 lat). Warto trzyma\u0107 zar\u00f3wno orygina\u0142y papierowe (lub pe\u0142nowarto\u015bciowe skany), jak i kopi\u0119 elektroniczn\u0105. W przypadku sporu lub kontroli konieczno\u015b\u0107 odtworzenia dokument\u00f3w z kilku lat wstecz jest realnym ryzykiem dla firm bez systemu archiwizacji.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane1369_5af629-d7\"><h3 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>6. Ile powinno kosztowa\u0107 dobre biuro rachunkowe dla ma\u0142ej firmy?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h3><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69, .wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69[data-kb-block=\"kb-adv-heading1369_b6b8d3-69\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69[data-kb-block=\"kb-adv-heading1369_b6b8d3-69\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_b6b8d3-69[data-kb-block=\"kb-adv-heading1369_b6b8d3-69\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_b6b8d3-69 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_b6b8d3-69\">Ceny r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od zakresu us\u0142ug, liczby dokument\u00f3w i specyfiki bran\u017cy. Dla ma\u0142ej jednoosobowej dzia\u0142alno\u015bci na rycza\u0142cie lub KPiR z kilkudziesi\u0119cioma dokumentami miesi\u0119cznie obs\u0142uga kosztuje zwykle od kilkuset z\u0142otych. Cena ro\u015bnie przy wi\u0119kszej liczbie dokument\u00f3w, pe\u0142nej ksi\u0119gowo\u015bci, kadrach i p\u0142acach. Przy wyborze biura rachunkowego cena jest wa\u017cna, ale nie jedyna: r\u00f3wnie istotna jest dost\u0119pno\u015b\u0107 (czy mo\u017cesz zadzwoni\u0107 z pytaniem?), terminowo\u015b\u0107 i znajomo\u015b\u0107 bran\u017cy klienta.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<style>.kadence-column1369_b47b53-71 > .kt-inside-inner-col{border-top:1px solid rgba(38,38,38,0.55);}.kadence-column1369_b47b53-71 > .kt-inside-inner-col,.kadence-column1369_b47b53-71 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_b47b53-71 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_b47b53-71 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_b47b53-71 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_b47b53-71 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_b47b53-71{position:relative;}.kadence-column1369_b47b53-71, .kt-inside-inner-col > .kadence-column1369_b47b53-71:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column1369_b47b53-71 > .kt-inside-inner-col{border-top:1px solid rgba(38,38,38,0.55);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_b47b53-71 > .kt-inside-inner-col{border-top:1px solid rgba(38,38,38,0.55);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_b47b53-71\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b, .wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b[data-kb-block=\"kb-adv-heading1369_0e1e48-3b\"]{padding-top:20px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b[data-kb-block=\"kb-adv-heading1369_0e1e48-3b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b[data-kb-block=\"kb-adv-heading1369_0e1e48-3b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b, .wp-block-kadence-advancedheading.kt-adv-heading1369_0e1e48-3b[data-kb-block=\"kb-adv-heading1369_0e1e48-3b\"]{font-size:14px;}}<\/style>\n<p class=\"kt-adv-heading1369_0e1e48-3b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_0e1e48-3b\"><em>Informacje zawarte w artykule maj\u0105 charakter og\u00f3lnoedukacyjny i nie stanowi\u0105 porady prawnej ani podatkowej. W sprawach indywidualnych skonsultuj si\u0119 z doradc\u0105 podatkowym lub radc\u0105 prawnym.<\/em><br><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>#wrapper.site{overflow:clip;}.kadence-column1369_f0794a-33{--kb-section-setting-offset:20px;}.kadence-column1369_f0794a-33 > .kt-inside-inner-col,.kadence-column1369_f0794a-33 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_f0794a-33 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_f0794a-33 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_f0794a-33 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_f0794a-33 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_f0794a-33{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_f0794a-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_f0794a-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_f0794a-33 kb-section-is-sticky\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id1369_b79389-ea > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1369_b79389-ea > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1369_b79389-ea > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1369_b79389-ea > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1369_b79389-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1369_b79389-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1369_b79389-ea alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1369_614ce8-0a > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column1369_614ce8-0a > .kt-inside-inner-col,.kadence-column1369_614ce8-0a > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column1369_614ce8-0a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_614ce8-0a > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_614ce8-0a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_614ce8-0a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_614ce8-0a{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_614ce8-0a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_614ce8-0a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_614ce8-0a\"><div class=\"kt-inside-inner-col\"><style>.kb-image1369_143832-0c .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1369_143832-0c size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-port34\"><img loading=\"lazy\" decoding=\"async\" width=\"690\" height=\"1024\" src=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/04\/DSC07452net-1.webp\" alt=\"Zesp\u00f3\u0142 KoMa Tax, profesjonalne ksi\u0119gowe oferuj\u0105ce us\u0142ugi ksi\u0119gowe, kadrowe i doradztwo podatkowe dla firm\" class=\"kb-img wp-image-42\" srcset=\"https:\/\/komatax.pl\/wp-content\/uploads\/2026\/04\/DSC07452net-1.webp 690w, https:\/\/komatax.pl\/wp-content\/uploads\/2026\/04\/DSC07452net-1-202x300.webp 202w\" sizes=\"auto, (max-width: 690px) 100vw, 690px\" \/><\/div><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column1369_f3966e-da > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column1369_f3966e-da > .kt-inside-inner-col,.kadence-column1369_f3966e-da > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column1369_f3966e-da > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_f3966e-da > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_f3966e-da > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_f3966e-da > .kt-inside-inner-col{background-color:var(--global-palette2, #2B6CB0);}.kadence-column1369_f3966e-da > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_f3966e-da{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_f3966e-da > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_f3966e-da > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_f3966e-da\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71, .wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71[data-kb-block=\"kb-adv-heading1369_ff3fa1-71\"]{text-align:center;font-size:32px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71[data-kb-block=\"kb-adv-heading1369_ff3fa1-71\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_ff3fa1-71[data-kb-block=\"kb-adv-heading1369_ff3fa1-71\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1369_ff3fa1-71 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_ff3fa1-71\">Potrzebujesz wsparcia?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a, .wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a[data-kb-block=\"kb-adv-heading1369_56472e-2a\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a[data-kb-block=\"kb-adv-heading1369_56472e-2a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_56472e-2a[data-kb-block=\"kb-adv-heading1369_56472e-2a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1369_56472e-2a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_56472e-2a\">Pomagamy przedsi\u0119biorcom uporz\u0105dkowa\u0107 ksi\u0119gowo\u015b\u0107 i formalno\u015bci zwi\u0105zane z prowadzeniem firmy.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns1369_5e626b-39{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns1369_5e626b-39 .kt-button{font-weight:normal;font-style:normal;}.kt-btns1369_5e626b-39 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns1369_5e626b-39 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns1369_5e626b-39\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn1369_2f5f71-80.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn1369_2f5f71-80 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/komatax.pl\/kontakt\/\"><span class=\"kt-btn-inner-text\">Skontaktuj si\u0119 z nami<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<!-- LM-BLOG-CTA -->\n<style>.kb-row-layout-id1369_315abf-f2 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1369_315abf-f2 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1369_315abf-f2 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-bottom:80px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1369_315abf-f2 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1369_315abf-f2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1369_315abf-f2 > .kt-row-column-wrap{padding-top:60px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1369_315abf-f2 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col,.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_f4c64f-a4{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_f4c64f-a4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_f4c64f-a4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90, .wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90[data-kb-block=\"kb-adv-heading1369_3426c2-90\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90[data-kb-block=\"kb-adv-heading1369_3426c2-90\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90[data-kb-block=\"kb-adv-heading1369_3426c2-90\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90, .wp-block-kadence-advancedheading.kt-adv-heading1369_3426c2-90[data-kb-block=\"kb-adv-heading1369_3426c2-90\"]{text-align:left!important;}}<\/style>\n<h2 class=\"kt-adv-heading1369_3426c2-90 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1369_3426c2-90\">Potrzebujesz ksi\u0119gowego?<\/h2>\n\n\n<style>.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}.kb-row-layout-id1369_f536cb-e5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id1369_f536cb-e5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1369_f536cb-e5 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1369_07a34c-f0 > .kt-inside-inner-col,.kadence-column1369_07a34c-f0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_07a34c-f0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_07a34c-f0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_07a34c-f0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_07a34c-f0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_07a34c-f0{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_07a34c-f0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1369_07a34c-f0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1369_07a34c-f0\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap:hover{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);}.kt-info-box1369_11c241-0a .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box1369_11c241-0a .kt-info-svg-icon-flip, .kt-info-box1369_11c241-0a .kt-blocks-info-box-number{font-size:30px;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-media{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-radius:200px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-media-container{margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-media .kadence-info-box-image-intrisic img{border-radius:200px;}.kt-info-box1369_11c241-0a .kt-infobox-textcontent h3.kt-blocks-info-box-title{font-size:23px;}.wp-block-kadence-infobox.kt-info-box1369_11c241-0a .kt-blocks-info-box-text{padding-top:0px;padding-bottom:0px;padding-left:0px;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-learnmore{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-radius:10px;border-width:0px 0px 0px 0px;padding-top:7px;padding-right:21px;padding-bottom:7px;padding-left:21px;margin-top:20px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap{box-shadow:0px 4px 50px 0px rgba(38, 38, 38, 0.2);}.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}@media all and (max-width: 1024px){.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap{box-shadow:0px 4px 50px 0px rgba(38, 38, 38, 0.2);}}@media all and (max-width: 1024px){.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}}@media all and (max-width: 767px){.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap{text-align:left;box-shadow:0px 4px 50px 0px rgba(38, 38, 38, 0.2);}.kt-info-box1369_11c241-0a .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box1369_11c241-0a\"><a href=\"https:\/\/komatax.pl\/biuro-rachunkowe-legionowo\/\" class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left kb-info-mobile-halign-left\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-kb-custom-377 kt-info-svg-icon\"><svg viewBox=\"-42 0 512 512.001\" preserveAspectRatio=\"xMinYMin meet\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"m210.351562 246.632812c33.882813 0 63.21875-12.152343 87.195313-36.128906 23.96875-23.972656 36.125-53.304687 36.125-87.191406 0-33.875-12.152344-63.210938-36.128906-87.191406-23.976563-23.96875-53.3125-36.121094-87.191407-36.121094-33.886718 0-63.21875 12.152344-87.191406 36.125s-36.128906 53.308594-36.128906 87.1875c0 33.886719 12.15625 63.222656 36.128906 87.195312 23.980469 23.96875 53.316406 36.125 87.191406 36.125zm-65.972656-189.292968c18.394532-18.394532 39.972656-27.335938 65.972656-27.335938 25.996094 0 47.578126 8.941406 65.976563 27.335938 18.394531 18.398437 27.339844 39.980468 27.339844 65.972656 0 26-8.945313 47.578125-27.339844 65.976562-18.398437 18.398438-39.980469 27.339844-65.976563 27.339844-25.992187 0-47.570312-8.945312-65.972656-27.339844-18.398437-18.394531-27.34375-39.976562-27.34375-65.976562 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0\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Biuro w Legionowie<\/h3><p class=\"kt-blocks-info-box-text\">ul. Piotra Wysockiego 4\/7, tel. 503 492 361<br><br>Us\u0142ugi ksi\u0119gowe dla firm z Legionowa, Jab\u0142onny, Wieliszewa i Serocka.<br><span class=\"lm-card-cta\">Zobacz biuro w Legionowie \u2192<\/span><\/p><\/div><\/a><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column1369_56e4a9-cf > .kt-inside-inner-col,.kadence-column1369_56e4a9-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1369_56e4a9-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1369_56e4a9-cf > .kt-inside-inner-col{flex-direction:column;}.kadence-column1369_56e4a9-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1369_56e4a9-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1369_56e4a9-cf{position:relative;}@media all and (max-width: 1024px){.kadence-column1369_56e4a9-cf > 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Kijowska 7\/4, tel. 883 492 361<br><br>Us\u0142ugi ksi\u0119gowe dla firm z Pragi, Targ\u00f3wka i Bia\u0142o\u0142\u0119ki.<br><span class=\"lm-card-cta\">Zobacz biuro na Pradze \u2192<\/span><\/p><\/div><\/a><\/div>\n<\/div><\/div>\n\n\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>The most common mistakes made by entrepreneurs when running a business \u2013 how to avoid them? Most of the mistakes that cost entrepreneurs\u2026<\/p>","protected":false},"author":1,"featured_media":1370,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-1369","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prowadzenie-firmy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cz\u0119ste b\u0142\u0119dy przedsi\u0119biorc\u00f3w przy prowadzeniu firmy | KoMa Tax<\/title>\n<meta name=\"description\" content=\"Mieszanie finans\u00f3w prywatnych z firmowymi, brak rezerwy na podatki, z\u0142a forma opodatkowania - 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